found: Financial statements demystified, c2009:t.p. (Bonita K. Kramer) p. 4 of cover (Ph.D.; prof. of accounting, College of Business, Montana State Univ., Bozeman; certified public accountant, certified management accountant, and certified internal auditor)
found: OCLC, Apr. 20, 2009(hdgs.: Peterson, Bonita; Peterson, Bonita K.; Peterson, Bonita K., 1960-; usage: Bonita Peterson; Bonita K. Peterson)
found: Montana State Univ. WWW page, Apr. 20, 2009(Dr. Bonita Peterson Kramer; Ph.D., Washington State Univ.; M.B.A., Univ. of Montana; B.S., Montana State Univ.)