found: Work cat.: Faia, E. P2P lending, 2017:p.1 (Peer-to-peer (P2P) lending platforms are markets for consumers' debt where lenders and borrowers match and trade directly, hence in absence of intermediation.)
found: Peer-to-peer lending with Chinese characteristics, 2016.
found: Wikipedia, Feb. 22, 2018(Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers)
found: Investopedia, Apr. 5, 2018(Peer-to-peer lending (P2P) is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary. Peer-to-peer lending removes the middleman from the process, but it also involves more time, effort, and risk than the general brick-and-mortar lending scenarios. P2P lending is also known as social lending or crowdlending)